Powered by Solana Mainnet

Borderless Finance
for Everyday Nigerians

AIR KUDI is a next-generation financial platform powered by the Solana blockchain, enabling seamless movement between Nigerian Naira (NGN) and USD Coin (USDC). Whether you're sending money, receiving payments, or swapping currencies — AIR KUDI provides a fast, secure, and affordable way to manage your finances.

Get Started Explore Features
  • BVN & NIN verified
  • AML / CTF / KYC compliant
  • Global accessibility
AIR KUDI
Digital Wallet
Solana
NGN
0
Nigerian Naira
USDC
0
USD Coin
Live rate
1 USDC ≈ ₦1,672
P2P Trade
Settled in 3s
KYC Verified
BVN · NIN
Built on
One Platform

Banking meets blockchain

A unified financial experience connecting Nigeria's banking system with blockchain-based finance — built for speed, security, and scale.

Instant Settlement

Transactions confirm in seconds, powered by Solana's high-throughput network.

Low-Cost Transfers

Move value between NGN and USDC with extremely low transaction fees.

Fully Compliant

AML, CTF, and KYC built in. BVN and NIN verification for every user.

Borderless by Design

Send and receive value globally, with access to digital dollars 24/7.

Features

Everything you need. Nothing you don't.

AIR KUDI brings together digital banking, peer-to-peer trading, currency swaps, merchant payments, and decentralized lending into one unified experience.

01 · Banking

Digital Banking for Every User

Every AIR KUDI user is required to complete onboarding using their Bank Verification Number (BVN) and National Identification Number (NIN).

Once verified, users receive access to a dedicated digital bank account through which they can:

  • Receive Naira (NGN) transfers
  • Send Naira (NGN) to any Nigerian bank account
  • Store and manage funds securely
  • Move seamlessly between traditional banking and digital assets

This creates a unified financial experience connecting Nigeria's banking system with blockchain-based finance.

02 · Peer-to-Peer

Peer-to-Peer Transactions

AIR KUDI enables peer-to-peer exchange between Nigerian Naira (NGN) and USD Coin (USDC). These transactions are facilitated between verified users and are mediated by the AIR KUDI native utility token, $WHISKEY, which supports liquidity, routing, and ecosystem incentives.

  • Buy and sell USDC using NGN
  • Trade with verified counterparties
  • Access transparent exchange rates
  • Benefit from fast settlement on Solana infrastructure
03 · Currency

Currency Swaps

AIR KUDI allows users to seamlessly convert between NGN and USDC. Whether protecting against currency volatility, sending international value, or accessing digital dollars.

  • Swap NGN → USDC instantly
  • Swap USDC → NGN at competitive rates
  • Settle transactions quickly and securely
  • Use a simple, mobile-friendly interface

All swaps are powered by Solana for speed and low-cost execution.

04 · Commerce

Point of Sale (POS)

AIR KUDI provides merchants with modern payment infrastructure for both physical and digital commerce.

  • Accept Naira payments from customers
  • Receive funds directly into their AIR KUDI digital bank account
  • Integrate digital payments into everyday business operations
  • Bridge traditional commerce with blockchain settlement rails

This makes AIR KUDI a practical tool for everyday business transactions.

05 · Infrastructure

Powered by Solana

AIR KUDI is built on the Solana blockchain, providing high-speed, low-cost, and scalable financial infrastructure.

  • Near-instant transaction settlement
  • Extremely low transaction fees
  • High network reliability
  • Global accessibility
06 · DeFi

Lending — USDC via NFT Collateral

AIR KUDI enables access to USD Coin (USDC) lending through its partner ecosystem, including the Three Gold Treasury (3GT) protocol.

Three Gold Treasury is a decentralized finance platform built on Solana that allows users to borrow USDC using NFTs as collateral. These NFTs are minted within the AIR KUDI ecosystem using the $WHISKEY token.

  • Access liquidity without selling digital assets
  • Borrow USDC against NFT-backed value
  • Participate in decentralized lending markets
  • Utilize on-chain collateral management via Solana

This structure enhances capital efficiency within the AIR KUDI ecosystem while maintaining transparency through decentralized infrastructure.

Main Project Three Gold Treasury (3GT) NFT Lending Platform Reserve Vault
$WHISKEY · Native Token

Liquidity, routing, and ecosystem incentives

$WHISKEY is the native utility token of the AIR KUDI ecosystem. It powers P2P transactions, routes liquidity across markets, and is used to mint the NFTs that back loans on the Three Gold Treasury (3GT) protocol.

01

Liquidity

Provides the depth that lets users buy and sell USDC with NGN at transparent rates.

02

Routing

Matches counterparties and routes transactions efficiently across the network.

03

Incentives

Rewards participants who keep the AIR KUDI ecosystem active, liquid, and secure.

04

NFT Minting

Used to mint the NFTs that act as collateral for USDC loans on 3GT.

$
WHISKEY
AIR KUDI
Why AIR KUDI

Built for scale, speed, and trust

0
Average settlement
Powered by Solana's high-throughput network.
0
Transaction fees
A fraction of a cent per transfer.
0
Always on
Borderless access, every hour of every day.
0
KYC coverage
Every user verified via BVN and NIN.
Legal

Terms & Conditions

By using AIR KUDI, you agree to the following terms. Please read them carefully.

01

Eligibility

Users must:

  • Be at least 18 years old
  • Provide accurate registration details
  • Complete identity verification using BVN and NIN
  • Comply with applicable laws and regulations
02

Account Verification

AIR KUDI may verify identity and conduct compliance checks at any time. Accounts may be restricted or closed if suspicious or fraudulent activity is detected.

03

Digital Banking Services

Digital banking services are provided through AIR KUDI and/or regulated banking partners. Availability may vary based on regulatory requirements.

04

Peer-to-Peer Transactions

Users are responsible for verifying transaction details. AIR KUDI facilitates transactions but is not liable for losses due to user error or unauthorized access.

05

Digital Assets & Risk

Digital assets such as USDC and $WHISKEY may fluctuate in value. Users acknowledge all associated risks.

06

Fees

Applicable fees will be disclosed before transaction confirmation.

07

Compliance

AIR KUDI complies with AML, CTF, and KYC requirements. Users agree to provide necessary information for compliance purposes.

08

Security

Users are responsible for safeguarding account credentials. AIR KUDI is not liable for losses due to compromised accounts.

09

Service Availability

Services may be interrupted for maintenance, upgrades, or external factors.

10

Limitation of Liability

AIR KUDI is not liable for indirect or consequential damages arising from platform usage.

11

Changes

AIR KUDI may modify or discontinue services at any time.

12

Privacy

By using AIR KUDI, you consent to the collection and processing of data required to operate the platform and meet regulatory obligations.

Get Started

Ready for borderless finance?

Join thousands of Nigerians managing their money with AIR KUDI — fast, secure, and built on the rails of Solana.

Download the App Learn More
  • iOS & Android
  • BVN & NIN onboarding
  • Free to start